How Our Legal Terms Apply to Your Account
sambltoto operates under a jurisdiction-dependent access model. This means the services, markets and payment options available to you depend entirely on whether local law in your region permits use. We do not extend access where it is not lawful to do so. When you open an
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account, you confirm that you are accessing the platform from an eligible region and that you meet any age or eligibility requirements that apply locally. Your account data — including the wallet details you register for DANA, OVO or GoPay transactions — is held under our
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data retention policy and used only to process your deposits, withdrawals and account verification. We do not sell or transfer your wallet or identity data to third parties for marketing. Transaction records tied to your OVO or GoPay payment history are retained for the period required
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by our operational obligations, after which they are removed from active systems. Any dispute about a transaction, a balance or an account action should be raised through our documented support channels first. We aim to resolve account-level issues within a defined review window. If a resolution
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is not reached, the escalation process is outlined in the terms you accepted at registration. These terms may be updated; we notify active account holders of material changes before they take effect.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.